SBA Loans

Applying for an SBA or Commercial Loan? Make Sure Your Financials Are Ready Before the Underwriter Sees Them.

Whether you are preparing to apply or your current deal is stalled due to messy bookkeeping, don't let bad data kill your funding. I am a licensed CPA and Corporate Controller. My team turns messy, outdated records into pristine, GAAP-compliant financials so you can get funded.

Request Your Loan Readiness Review

You know your business is profitable, but the bank only cares about what they can prove on paper. If you hand an underwriter tax returns with massive write-offs or a QuickBooks file that hasn't been reconciled in six months, your application will be flagged or denied.

We fix the three red flags that destroy borrower credibility:

  • Commingled Funds: We untangle personal expenses from business accounts so the bank can easily verify your true operating cash flow.

  • Unclear Cash Flow (DSCR): Tax-driven bookkeeping hides your actual profit. We identify and document legitimate "Add-Backs" to accurately reflect your Debt Service Coverage Ratio.

  • Broken Balance Sheets: We ensure your assets, liabilities, and equity tie out perfectly, establishing instant trust with the lender from day one.

Don't Trust Your SBA Loan to just anyone

SBA underwriting is ruthless. When a bank sees financials prepared by a licensed CPA, they ask fewer questions.

I have worked with multimillion dollar companies, backed by 12 years of public accounting experience. I do not just categorize expenses. I engineer financial packages specifically designed to pass commercial underwriting. I speak Banker so you don't have to.

The "Bank-Ready" Preparation Package

We take over your ledger and deliver exactly what the bank requires to move your application forward:

  • Clean 12-Month P&L & Balance Sheet: Fully reconciled and GAAP-compliant.

  • The "Add-Back" Schedule: A supplemental report detailing one-time and discretionary expenses to highlight your true purchasing power.

  • Expedited Processing: Priority turnaround available for borrowers who are currently stalled in the underwriting process.

Stop Guessing. Get Your Financials Bank-Ready.

Fill out the secure form below. I will personally review your situation and contact you to discuss a flat-fee price and realistic timeline to prepare your books.